Tax: the marriage allowance explained

If you are married, or in a civil partnership and one of you earns nothing or £11,500 per year or less you could claim a tax refund.  Everyone has a personal tax allowance which is the amount an individual can earn tax free in each financial year.  When one of you is not using all of this, the marriage allowance enables you to transfer up to £1,150 to your husband, wife or civil partner, if they earn more than you.


You can backdate your claim to any tax year from 5 April 2015 and there is a simple online application at, that takes a few minutes. This could save you up to £230 a year.


We calculate that one year’s claim pays for the average household’s takeaway bill for the next 10 weeks!


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